Protect Your Business with Contractors Insurance and Bonds

Commercial Property Insurance protects a contractor’s physical assets, such as buildings, storage facilities, tools, and materials, from damage or loss due to fire, theft, vandalism, or certain natural disasters.

1. Buildings & Structures
   
   • Covers owned offices, warehouses, or storage spaces used for business operations.
   • Example: A fire damages your workshop where you store equipment.

1. Tools, Equipment & Materials Stored on Business Premises
   
   • Protects valuable assets from theft, vandalism, or weather-related damage.
   • Example: A break-in results in stolen power tools and construction materials.

1. Office Equipment & Business Inventory
   
   • Covers computers, printers, furniture, and other office essentials.
   • Example: A burst pipe floods your office, damaging electronics and files.

1. Signs & Fences
   
   • Covers outdoor signs, fencing, and other permanent business fixtures.

• Tools & equipment in transit or on job sites (covered under Inland Marine Insurance)
• Employee injuries (covered by Workers’ Compensation Insurance)
• Damage to client property (covered by General Liability Insurance)

✔ Contractors with an office, warehouse, or storage space
✔ Businesses with valuable tools, materials, or equipment kept on-site
✔ Construction firms that own physical business property

• Protects against financial loss from unexpected disasters.
• Required by lenders or landlords if you lease or finance a business property.
• Ensures business continuity by covering repair or replacement costs.

Would you like assistance in finding coverage suited to your business assets?